A side-by-side comparison of features, wallet rotation, automation, and pricing between BDGate and Moneybag.
BDGate and Moneybag are both newer entrants in the Bangladeshi payment gateway sector focused on automated MFS aggregation. While they share common objectives, they differ significantly in transaction commissions, SIM limit management, and developer SDK support.
| Feature | BDGate | Moneybag |
|---|---|---|
| Transaction Fee | 0.00% (Subscription-based) | Per-transaction commission cuts |
| Setup Fee | ৳0 | Partial/tiered setup fees |
| SIM Limit-Aware Rotation | Yes (Automated balance rotation) | Limited or manual rotation rules |
| SMS Automation Relay | Yes (Android relay app included) | Yes |
| Developer SDKs | Yes (Laravel & Node.js) | API documentation only |
| White-Label Reseller Program | Yes (Comprehensive portal reseller) | No prominent reseller tiers |
Moneybag routes MFS payments using standard commission models where they deduct a percentage of each transaction processed. BDGate uses a flat monthly subscription billing model (with a BDT 0% transaction commission rate), helping merchants with high invoice counts save thousands of Takas monthly.
Personal MFS accounts in Bangladesh face strict daily limits of ৳30,000 BDT and monthly limits of ৳200,000 BDT. If a merchant hits these caps, payments will fail.
BDGate includes built-in wallet rotation logic. Register multiple MFS numbers under your profile; the system tracks transaction sums processed *today* and automatically switches checkout displays to the next active number once a limit is reached, maintaining uninterrupted checkouts.
For hosting providers or digital marketing agencies who want to sell payment gateways under their own brand, BDGate provides a comprehensive white-label reseller program. You can set your own pricing tiers and license modules, a capability not natively supported by Moneybag.
Retain all transaction margins with BDGate's subscription gateway model.
Deploy BDGate now